David Giertz is a renowned motivator and financial advisor. He has gathered 30 years of experience in financial services. He attained his Bachelor of Science degree from Millikin University, Illinois. Later, David proceeded to acquire a master’s degree in executive MBA from the University of Miami. Currently, David serves at Nationwide Financial Distributor as the CEO.
David began his career in1989 at Financial Horizons Security Corporation. In 1991, Giertz worked for Citicorp Investment Services before joining Nationwide Investment Services Corporation in 1999. In 2003, he was promoted the senior vice president. David Giertz is a certified agent via the State Securities Law Exam. David participates in several community-based organizations. He has chaired the board of trustee with Millikin University and serves on Budget and Finance Committee.
However, David Giertz has advised the younger generation on how to prepare for retirement. He acknowledges the fact that most millennials from as young as 22 years of age are saving for retirement purposes. He identifies the disadvantage of the young generation being misinformed on the various ways available to save for the retirement period. David gives guidance to the millennials on how they can affect the cash meant for retirement.
First, is to assess one’s financial fitness to ensure that savings and other things are satisfied. David encourages individuals to settle the cash owed such as car loans or student loans or credit cards as quickly as they can. Being fast on debt payment creates ample time for a person to save. Second, the compound interest benefits should be considered. According to Giertz, this is one of the wisest methods when one intends to put cash aside for retirement. He advises the millennials to consider retirement plans like Roth IRA and advantage of compound interest technique.
Lastly, David advises the millennials to engage on side jobs. The job should be done during an individual resting hours. The income from a side job can significantly supplement the primary income and in the long run, cater for retirement savings. Side jobs may arise from interests or talent whereby the rate of job goals achievement increases.